Explore Eltezam's debt management options

Flexible and customised options can make a significant difference in managing and resolving financial obligations. Eltezam, a debt collection agency in the UAE, provides several payment options designed to suit a variety of financial situations. Here’s a closer look at these options and the scenarios where they might be beneficial.

Pay the balance in full

If you receive a year-end bonus or a financial gift, you might choose to pay off your debt in one go.

‍Scenario: Amal, who works in a marketing firm, received an unexpected performance bonus. Rather than spending it, she decided to use the funds to pay off her outstanding debt in full, freeing herself from the burden of monthly payments and potential interest accrual.

Set up a payment plan

For those with a steady income who cannot afford to pay the entire amount at once, breaking down the debt into manageable monthly instalments over up to four months is a practical option.

‍Scenario: Ahmed, a schoolteacher, found himself with a significant amount of credit card debt after an emergency. By working with Eltezam, he arranged a payment plan that spread his debt over four months, allowing him to make regular, manageable payments that fit his monthly budget.

Request a payment from someone else

If you have someone willing to help you, such as a family member or friend, Eltezam’s platform allows you to request a payment from them directly.

‍Scenario: Fatima, a university student, had accumulated debt due to tuition fees and living expenses. Her parents offered to help her out. Using Eltezam’s option to request a payment, Fatima was able to easily arrange for her parents to cover a portion of her debt, significantly reducing her financial burden.

Find financial advice and support

If you're unsure about the best way to handle your debt, Eltezam offers personalised advice and support to help you make informed decisions.

‍Scenario: Laila, a young professional, was overwhelmed by her debt and didn’t know where to start. By contacting Eltezam, she received personalised advice on budgeting and financial planning, enabling her to take control of her finances and gradually pay off her debt.

Take the first step

Choosing the right option depends on your unique financial situation. The key is to take action and explore the available resources. Eltezam provides a user-friendly platform where you can review these options and select the one that best fits your needs. By doing so, you can start your journey towards financial stability and peace of mind.

Talk to Eltezam for assistance

For more information on how you can manage and pay off your debt, talk with Eltezam. Our team is committed to helping you regain control of your financial situation in a stress-free manner. By understanding your options and taking proactive steps, you can effectively manage your debt and move towards a more secure financial future. Eltezam is here to support you every step of the way.